STUDENTS LOANS AND IT’S IMPLICATION ON THE LEARNING OUTCOMES .A CASE STUDY OF STUDENTS OF SAINT AUGUSTINE UNIVERSITY OF TANZANIA
Ategwu Patrick Ogar (PhD), Michaela Mhagama (PhD)
Volume 5, Issue 2, June 2025
This study examines Students loans and it’s implication for learning outcomes in St. Augustine University of Tanzania. Descriptive survey design was adopted for the study. The population of the study was 14250 students. 210 students were randomly selected as sample of the study. Two research question were formulated to guide the study. Questionnaire tagged: Students loans and learning outcomes questionnaire (SLLOQ) was the main instrument used for data collection containing section A and section B, section A contain demographic variables while section B contain items in the instrument. It was validated by experts in Measurement and Evaluation and Department of Educational Foundations, St. Augustine University of Tanzania. The reliability of the instrument was achieved using the trial test Cronbach Alpha method yielding coefficient of .71 - .86, The statistical tools employed for data analysis were the Means and Standard Deviation. From the analysis conducted it was indicated that students loan influences their learning outcome with an aggregate range of 2.59 and 2.64. It was recommended among other that Government should organize quality and regular training programmes for students in order to adapt to the effectives modalities use in applying for loans to ascertain their learning outcomes.